How we use AI — and where we draw the line

Wealth Designers Advisory runs one of the more automated advice production processes among Australian boutique firms. We think you should know exactly what that means — what AI does for you, what it never does, and who is accountable. This page summarises our formal AI Use Policy, adopted as a governance document under our licence (AFSL 562647).

Why we use AI

Preparing compliant financial advice involves substantial research, drafting, checking and administration. Used well, AI compresses the mechanical parts of that work — which means your strategy is modelled more thoroughly, your documents are produced faster, and more of your adviser's time is spent thinking about your situation rather than formatting documents.

What AI is used for

• Research and analysis — legislation, contribution caps, strategy modelling and scenario comparisons, always against current rules.
• Document drafting — first drafts of advice documents, file notes, client communications and this website's content.
• Checking — automated compliance review of advice files against our licence obligations, before human review.
• Administration — meeting preparation, onboarding workflows and record-keeping.

What AI never does

• No advice document reaches a client without adviser review and sign-off — every figure, every recommendation.
• AI does not make, approve or execute transactions.
• AI outputs are treated as drafts for professional review, never as finished advice.

Your data

Client information is handled under our Privacy Policy and the Australian Privacy Principles. We use business-grade AI services configured so client data is not used to train public models, and we minimise the personal information included in any AI-assisted workflow.

Governance

Our AI Use Policy is a formal licensee document: it defines approved uses, prohibited uses, human-review gates, data-handling standards and a review cycle. It is reviewed at least annually and logged in our compliance registers. If you'd like to discuss how your file is prepared, ask us — we're happy to walk you through it.