Terms of Use

1. About this website

This website is owned and operated by Wealth Designers Advisory Pty Ltd (ABN 26 650 483 300), holder of Australian Financial Services Licence No. 562647 (“WDA”, “we”, “us”, “our”). By accessing or using this website you agree to these Terms of Use. If you do not agree, please do not use the website.

2. General information only

The content on this website — including articles, guides, calculators and tools — is general information only. It has been prepared without taking into account your objectives, financial situation or needs. It is not personal financial advice and should not be relied on as such.

Before acting on any information on this website, you should consider its appropriateness having regard to your own circumstances, read our Financial Services Guide, and obtain personal advice from a licensed financial adviser. Where a financial product is mentioned, you should read the relevant Product Disclosure Statement before making any decision.

3. Calculators and tools

Any calculators or interactive tools on this website produce estimates based on the assumptions and inputs shown. They are illustrative only, do not constitute a projection or guarantee of any outcome, and are not a substitute for personal advice. Past performance is not a reliable indicator of future performance.

4. Accuracy of information

We take reasonable care to ensure information on this website is accurate at the date of publication. However, information (including legislation, tax rates, contribution caps and thresholds) changes over time, and we do not warrant that all content is complete, current or error-free. Dated articles reflect the rules current at the time they were written.

5. Third-party websites and content

This website may contain links to third-party websites and services (for example, booking tools and platform portals). Those sites are not under our control, and we are not responsible for their content, availability or privacy practices. Links are provided for convenience and do not constitute an endorsement.

6. Intellectual property

Unless otherwise indicated, we own or licence the copyright and other intellectual property in the content of this website. You may view, download and print content for your personal, non-commercial use. You must not otherwise reproduce, modify, distribute or commercially exploit any content without our prior written consent.

7. Liability

Nothing in these Terms of Use excludes, restricts or modifies any right or guarantee you have under the Australian Consumer Law or the Corporations Act 2001 (Cth) that cannot lawfully be excluded. Subject to that, and to the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its content.

8. Privacy

Our collection and handling of personal information is governed by our Privacy Policy.

9. Changes

We may update these Terms of Use and the content of this website at any time without notice. The “last updated” date above shows when these terms were most recently revised. Your continued use of the website after a change constitutes acceptance of the updated terms.

10. Governing law

These Terms of Use are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.

11. Contact

Questions about these Terms of Use can be sent to admin@wealthdesignersadvisory.com.au.