Division 296: The new $3M super tax — what high-balance members should do now
The $3 million super tax is now law and starts 1 July 2026 — but very different from the 2023 proposal. What changed, who's affected, and what to do now.
Tax StrategyEnd-of-financial-year super strategies: What to action before 30 June 2026
From contribution caps to bring-forward timing, here are the moves worth making before the 2026 financial year closes.
SuperannuationThe 2026-27 Federal Budget: What it means for your superannuation
Division 296, payday super and the contribution caps — the changes high-balance members should be watching closely.
SMSFSMSF property investment: The rules, risks and rewards
LRBAs, the sole purpose test, related party rules and when buying property through your fund makes sense.
SuperannuationSalary sacrifice strategies: Turning pre-tax income into long-term super growth
Directing pre-tax salary into super can reduce your tax bill today while accelerating your retirement savings for tomorrow.
SuperannuationNon-concessional contributions: Maximising your super with after-tax money
The $120k annual cap, bring-forward rule and total super balance thresholds — and how high-balance members can use them.
SuperannuationTransition to Retirement: When to switch on your TTR pension and why timing matters
Understanding the optimal time to commence a TTR strategy can mean tens of thousands in tax savings over your final working years.
Tax StrategyMaximising concessional contributions before 30 June: A pre-retiree's checklist
With the financial year-end approaching, here's your step-by-step guide to ensuring you capture every available tax deduction.
SMSFIs an SMSF right for you? What the SSA™ designation means for your fund's governance
Self-managed super offers control and flexibility — but it's not for everyone. We break down the decision framework.
Retirement IncomeHow much is enough? Sequencing risk and the case for a structured drawdown strategy
The order in which returns occur matters just as much as the average. Here's how to protect your retirement income.
InvestmentActive vs passive: Why a blended approach makes sense for Australian retirees in 2026
The active vs passive debate misses the point. We explain how a core-satellite approach delivers the best of both worlds.
InsuranceInside vs outside super: Where to hold your life and TPD insurance — and why it matters
The structure of your insurance can materially affect both your premiums and your estate. Here's the analysis.
SuperannuationThe $1.9M transfer balance cap: How to structure super when you're a high-balance member
Approaching or exceeding the cap? Here's how to optimise your accumulation and pension phases.
Market UpdateQ2 2025 Market Review: Tech rally, bank dividends, and what we're watching next
Australian equities outperformed global peers in Q2. We break down sector performance and our outlook.
Tax StrategyEnd-of-financial-year checklist for high-income earners: 12 strategies before 30 June
From salary sacrifice top-ups to capital gains harvesting — every strategy you should review this month.
Retirement IncomeRetirement income streams explained: Account-based vs annuity vs hybrid
Different income streams suit different needs. We compare the options for retirees seeking certainty and flexibility.
SMSFSMSF investment strategy: Why your trust deed review matters more than you think
Your SMSF investment strategy must align with your trust deed. Here's what the ATO is looking for.