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Your whole financial position, on one line.

Tally what you own against what you owe. Net worth is the scoreboard of your financial life — and tracking it yearly tells you more than any single investment return.

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Self-Licensed AFSL SSA™ Designated Master of Fin. Planning Fee for Service
08 — Position

Net Worth Snapshot

Assets
Property
Super
Shares / Managed
Cash / Savings
Vehicles
Other Assets
Liabilities
Mortgage
Car Loans
Credit Cards
Other Debts
— Total Net Worth
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— Total Assets
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— Total Liabilities
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Snapshot of your current financial position. Values should reflect current market estimates. Personal advice requires a Statement of Advice. AFSL 562647.

This calculator provides estimates only, based on simplified assumptions and the figures you enter. It does not take into account your personal objectives, financial situation or needs, and is not financial advice. Results are illustrative and actual outcomes will differ. Consider seeking personal advice before acting. Wealth Designers Advisory Pty Ltd (ABN 26 650 483 300, AFSL 562647).

Your Adviser

Self-licensed by design. Fee-for-service by choice.

Troy Gudgeon established Wealth Designers Advisory under its own Australian Financial Services Licence specifically to remove the conflicts that come with bank or institutionally-owned advisory groups. No dealer group, no product quotas — the only agenda at the table is yours.

  • 20+ years of financial planning experience across every market cycle
  • Master of Financial Planning — Kaplan Professional
  • SMSF Specialist Advisor™ (SSA™) designated
  • Member, Financial Advice Association of Australia (FAAA)
  • Self-licensed AFSL 562647 — no bank ownership, no third-party ties
  • Offices in Barangaroo (Sydney) and Brisbane CBD — advises nationally via Zoom
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Troy Gudgeon, Founding Director and Principal Adviser
Troy Gudgeon
Founding Director & Principal Adviser
MFinPlan · SSA™ · FAAA Member
Wealth Designers Advisory Pty Ltd
ABN 26 650 483 300 · AFSL 562647
Accredited SMSF Association Specialist
Common Questions

Answers about the net worth calculator.

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  • What counts as an asset?
    Your home, investment properties, super, shares and managed funds, cash, and business interests. Lifestyle assets (cars, contents) count too, though they rarely fund retirement — we focus on investable net worth in planning.
  • How often should I measure net worth?
    Annually is enough. The trend across years — not the month-to-month noise — is what shows whether your strategy is working.
  • Is my information stored?
    No. Everything you enter stays in your browser on this page and disappears when you leave.
  • My net worth is mostly my house and super. Is that a problem?
    It's the most common shape for Australian pre-retirees. The planning question is how to convert concentrated, illiquid wealth into a reliable retirement income — which is exactly what a retirement plan is for.
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Wealth Designers Advisory Pty Ltd · AFSL 562647 · Advice prepared under the Corporations Act 2001