Our guides
Both guides are written for Australians approaching or already in retirement, most with $750,000 or more in superannuation. Each is published in full as a web page, and each is also available as a designed PDF.
Retirement strategy
The five decisions that do most of the work in the last ten years before you retire — and the quiet cost of leaving them to default settings. Covers:
- How to finish your super contributions deliberately, including the bring-forward taper and downsizer contributions
- When and how to start a pension, and why the first transfer balance cap decision is permanent
- Asset location, franking credits, capital gains timing and Division 296
- Drawdown order, sequencing risk and the three-bucket structure
- Death benefit nominations, the taxable component and the survivor's position
Choosing an adviser
The ten questions that reveal any adviser in a single meeting — with our own answers published alongside them, including the ones that cut against us. Covers:
- Who owns the licence, and who manufactures the products being recommended
- What happens if your adviser leaves — or if the adviser is the firm
- Experience, access, and when you will actually be better off
- Fluency on the changing super rules, and how your super becomes an income
- How to verify any adviser free on the public registers, and what a first meeting should cost
Questions about your own situation?
The next step is a free 30-minute discovery call — Zoom, phone, or in person in Brisbane or Sydney. If we're not the right fit, we'll say so on the call.
Book a Discovery Call
General advice warning. These guides contain general information only. They do not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider its appropriateness having regard to your circumstances — and seek personal financial advice.
Wealth Designers Advisory Pty Ltd holds Australian Financial Services Licence 562647. ABN 26 650 483 300. Wealth Designers Advisory may receive commissions in relation to insurance products; any such arrangements are disclosed before advice is implemented. See our Privacy Policy.